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How to File an auto Accident law firm Accident Claim
In states with no-fault insurance, the insurer will cover medical expenses as well as lost wages, regardless of who is at fault for an accident. They'll also want to gather evidence and examine documents (photos witness testimony, photographs, medical records, and expense reports).
The amount of compensation you receive is contingent on the extent of your injuries and the cost of your injuries. This article will guide you through the steps of filing an auto accident attorneys accident claim.
Report the Accident
If you're involved in a car crash it is crucial to report the crash immediately. In many states, you'll have to report the incident to the local police department or county sheriff, the state police, or Department of Motor Vehicles.
Take pictures of the scene of the accident if can. You can use this to help you remember the accident and to file a claim for insurance. For instance, photos could show skid marks, vehicle damage or weather conditions, among other important details.
It's also a good idea to get the information of the other driver including their name as well as the insurance company. If you can, also request a copy of their driver's license as well as their car registration.
It is also essential to record your personal report of the incident in detail, including what you witnessed and what happened. Remember, memory isn't reliable, and if you don't document what occurred then you could be accountable for damages or injuries that are not apparent later on. If you fail to notify your insurance company, they could decline to pay for damages that result from the accident. You can determine if your policy requires a report of an accident by checking your policy or contact your agent.
Seek medical attention
After a crash, you should seek medical treatment and be examined to determine if there are any injuries. You can avoid any future problems by visiting your doctor as soon as possible. This can also help your case when negotiating with the insurer.
If you can, try to go to the emergency room in a hospital after a car crash. Hospitals have access to top-notch physicians, surgeons and medical equipment. Defense lawyers and insurance companies may find it difficult to minimize the damage caused by hospitals.
Injuries in car accidents can vary from minor bruising to serious internal injuries, including the traumatic brain injury and paralysis. Even if you don't experience any initial symptoms in the form of stiffness or pain it is imperative to consult a physician. These records will be vital in proving you've suffered injuries related to the crash.
Our Denver car accident lawyers will use these medical records to build solid evidence that the actions of the driver responsible for the accident caused your injuries, and that you deserve fair compensation for your losses.
Take Pictures
Photograph the scene of the accident as soon as you can, ideally before the police arrive. If you are able take pictures of the damaged vehicle from various angles. If you are able, take close-up shots of the vehicles and other evidence (such shattered glasses or airbags deployed). If you are unable to get close-ups of the vehicles, place something like an old penny in the picture to give it scale. It is also helpful to take photos with and without flash since different lighting conditions might reveal the hidden details.
It is also recommended to capture any injuries you may have sustained during the accident. Scrapes, bruises and cuts will fade over time, so your photos will serve as valuable evidence of your injuries in the future. Also, it's a good idea to capture any other pertinent details of the accident as possible (such as street signs, traffic lights and weather conditions, as well road debris) in order to help paint a more detailed picture of what transpired.
Contact Your Insurance Company
No matter if you're planning to file a car accident claim, it's essential to contact your insurance company as soon as you can. You might be required to do so according to your policy, however even if you are not, your attorney will require records of your losses to support your claim (such as repair costs and medical bills).
Besides getting your own vehicle's information and identifying any other drivers involved in the incident You should also gather any other relevant information that you can find at the scene, says Luna. Ask to see the insurance card of the other driver and make sure you have their name as well as their address, phone number, and car insurance details (company or policy number). If there are witnesses, try to find their names and contact details too.
The last thing you want to do following a car crash is argue with insurance companies, it's very important to remain calm. If you're emotional your statements could be used against you later in the process. This is why it's often best to hire an attorney manage negotiations. They can make sure that you do not say anything that could be used against you in the future.
Contact an attorney
An experienced lawyer can assist you in dealing with the insurance company to get an equitable settlement. They will examine your medical bills and other records, and often consult with a doctor to give their opinion regarding the extent of your injuries. Insurance companies will not give the appropriate amount in the event that they are not provided with complete and accurate evidence.
You may be entitled to non-economic damages like suffering and pain in addition to the economic losses. If the other driver was found to have acted with a degree of gross inattention or recklessness and the court awards additional compensation, known as punitive damages.
You'll need to notify the police if the driver at responsible fled the scene. You can also obtain an exact copy of a crash report from the precinct, or online. This is required to file a lawsuit or a no-fault case. New York has very specific laws governing automobile accidents. These rules are best explained by a knowledgeable attorney.