5 Killer Quora Answers On Auto Accident Attorneys
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You may be left with a large medical bill as well as a lower income and suffering and pain due to a car crash. The negligent party responsible for your accident should be liable to compensate for these losses.
An experienced New York City auto accident lawyer can help you seek full compensation for all your losses. A qualified attorney for car accidents can also help you avoid unfair denials from insurance companies.
Distracted driving
Every driver has a responsibility to drive their vehicle safely and keep their focus on the road. Distracted driving can be dangerous for other road users. It is one of the main causes of collisions. If you've suffered injuries due to a distracted driver you could be entitled to compensation.
Distracted driving can involve eating, reaching for things in the car, interacting with other passengers changing dashboard controls, such as the temperature or radio personal grooming, such as shaving or applying makeup, and much more. This could include eating, grabbing items in the car, talking to passengers, adjusting dashboard controls like the temperature or radio or personal grooming, such as shaving or applying make-up, and many more.
According to research by the National Highway Traffic Safety Administration (NHTSA) and the Virginia Tech Transportation Institute (VTTI) approximately 80 percent all crashes and 65 percent of near-collisions are caused by distracted driving. Even looking away from the road for five seconds at 55 mph doubles your chance of being involved in a crash.
If you've suffered injuries in an accident caused by a distracted driver, a skilled lawyer for auto accidents can assist. They can investigate your case and present the most convincing arguments in favor of full compensation. This includes covering all of your present and future expenses.
Car crashes
Car accidents can be in numerous varieties, ranging from minor fender benders up to catastrophic head-on collisions. The type of accident determines who's at fault, as does the extent and severity of the victims' injuries and the extent of their financial losses.
According to the National Highway Traffic Safety Administration's (NHTSA) statistics, driver error is a primary cause of motor vehicle crashes. Even the tiniest distraction like flipping through radio stations applying makeup or reading a map - can result in an accident of serious severity. Other reasons for car accidents include speeding, reckless or drunk driving, poor weather conditions, inexperienced drivers or elderly drivers.
A New York City car accident lawyer will review your case to identify the parties at fault and determine the severity of your injuries and financial losses. They can also negotiate a fair settlement with the insurance company of the defendant.
An experienced attorney for auto accidents can help you get the compensation you're due for your losses and injuries, including past and future medical expenses as well as lost earnings, emotional and physical stress, and other damages. They can also ensure that your claim for compensation includes coverage for sub-insured or uninsured drivers, if necessary. This is particularly important if the driver at fault does not have insurance, or is only carrying the minimum amount required by New York law.
Uninsured or underinsured drivers
Some drivers do not carry insurance and others only have a limited amount of coverage. If an uninsured or uninsured driver causes a crash, it can be a challenge to get compensation for your losses. In these instances you must have your own skilled legal advocate working to help you meet your goals as well as those of the insurer.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is typically part of an insurance policy with full coverage, and can provide important protections in the event of a serious accident.
The process of making a UIM/UM claim is similar to filing a standard car accident claim. It usually involves submitting copies of your medical bills as well as repair bills for your car. The insurance company will examine these along with other documents to determine if your losses fall within the limits of the coverage of the other driver.
It is recommended to speak with an New York City car accident attorney as soon as you can following the accident and submit a UIM/UM claim right away, particularly when the other driver states that they do not have or lack insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property damaged
If your vehicle has been damaged in a collision and you want to seek compensation for the damages by contacting the insurance company. Our lawyers can assist in submitting a claim to recover financial and non-economic expenses, like medical expenses and lost wages. You could be entitled to compensation for the pain and discomfort you have experienced.
We will thoroughly review the damage to your vehicle, and then record all physical evidence for your case. This includes taking photographs of the scene of the collision, your property and any damage, like fractured glass or dents. We will also collect copies of any accident or police reports, and will secure any crucial information regarding witnesses.
The prevailing law in New York State is comparative negligence which means that even if you're found to be partly responsible for the accident the damages you incur will be reduced by the percentage of the liability you have been assigned. The defendant may also be found to be completely responsible for the accident and thus not entitled to any kind of compensation.
It is not advisable to give any oral or written statements to representatives of the insurance companies of the parties responsible because they could be used later in court to smear you. It is also essential to consult a doctor right away after an accident, as some injuries take a long time to show up and can be used against you if you try to obtain compensation for your injuries later.