Five Killer Quora Answers To Auto Accident Attorneys
Auto Accident Attorneys
You may be left with a large medical bill or a loss of income and pain and suffering in the aftermath of a car crash. The person who caused your accident should be liable to pay for these losses.
An experienced New York City auto accident lawyer can assist you in pursuing full compensation for all of your losses. A lawyer for car accidents can help you defend yourself against unjustified insurance denials.
Distracted driving
Every driver has the duty to drive safely and pay attention to the road. Distracted driving is the primary cause of near-collisions and collisions and can be extremely dangerous for other drivers on the road. If you have been injured by a motorist who is distracted, you may be qualified for compensation.
While many people think of texting or calling when they hear the term distracted driving it's actually any activity that takes your hands off the steering wheel, your eyes off of the road, or your mind away from the task at the present moment. This includes eating, reaching inside the car to get items or passengers, and adjusting dashboard controls like the radio or temperature. It could also involve personal grooming, like shaving or applying make-up.
According to research from the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, about 80 percent of all crashes and 65 percent of near-collisions result from driver distraction. And even just taking your eyes off the road for five seconds at 55 mph doubles your chance of being involved in a crash.
If you've suffered injuries in an accident caused by a distracted driver, an experienced auto accident attorney can help. They can look into your case and present the strongest arguments in favor of full compensation. This includes covering all of your present and future expenses.
Car crashes
Car accidents can be in numerous varieties, ranging from minor fender benders to massive head-on collisions. The type of accident determines liability as does the severity and extent of injuries sustained by the victims as well as their financial losses.
National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver error is the most common cause of motor vehicle accidents. Even the slightest distraction like changing radio stations, applying makeup or reading the road map can lead to a serious accident. Other reasons for car accidents are speeding, drunk or reckless driving, bad weather conditions, inexperienced drivers, or older drivers.
A skilled New York City car accident lawyer can analyze your case and identify the parties responsible for your injuries and financial losses. They can also negotiate a fair settlement with the insurance company that is the defendant's.
A seasoned auto accident attorney can assist you in getting the compensation you deserve for your injuries and losses, including past and future medical costs as well as lost earnings, emotional and physical distress, and more. They can also ensure that your accident claim includes insurance for motorists who are uninsured, or under-insured in the event of need. This is particularly crucial if the driver at fault is not insured or has only the minimum required under New York law.
Uninsured or underinsured drivers
Some drivers don't carry insurance and others only have a minimal amount of insurance. It can be difficult to recover compensation if an under-insured or uninsured motorist causes a collision. In these circumstances it is crucial to have a competent lawyer representing you and the insurance company.
When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is often included in a comprehensive policy and can offer you important protections if you are involved in a serious accident.
The procedure for filing a UIM/UM is similar to the usual claim for a car accident. It usually involves submitting copies of your medical bills and auto repair bills. The insurance company will analyze these and other documents to determine whether your losses fall within the boundaries of the coverage of the other driver.
It is essential to consult a New York City auto accident lawyer as soon after the accident as soon as is possible and immediately file a UIM/UM particularly if the other driver claims they don't have insurance or have inadequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.
Property Damage
If your vehicle is damaged in an accident, you are able to seek compensation through the insurance company of the party who was at fault. Our lawyers can help to file a claim for both economic and non-economic damages, such as the cost of medical expenses and lost income. You could also be eligible to claim compensation for the pain and suffering you have endured.
We will carefully review the damage caused to your vehicle and take note of all evidence to support your case. This includes taking photos of the scene of the collision and your property, including dents, broken glass, and cracked screens for your devices. We will also collect copies of any accident or police reports, and will secure any vital information about witnesses.
The law in New York State is based on comparative negligence. This means that if you are found to be partially responsible for an accident, you'll have your damages reduced by the percentage of blame you receive. The defendant could also be found to be entirely responsible for the incident, and therefore not entitled to any kind of compensation.
You should not give any written or oral explanations to representatives of the insurance companies of the parties at fault since they could be used in court later against you. It is also recommended to see a doctor as soon as possible following the incident. Some injuries can take time to show and could be used against you in court if you later attempt to claim compensation.